know your numbers
credit
your mortgage credit score
No score yet.
Log your first real mortgage FICO score below. The Homebuyer HQ planning benchmark we work toward is 620. That is not a universal lender rule. It is the number the app uses to shape guidance.
recommended source
Check your mortgage FICO scores on MyFICO
Lenders use FICO 2, 4, and 5. MyFICO shows the same numbers your lender will see, not the VantageScore in Credit Karma.
Open MyFICOLog a new score
Pull your reports monthly and log them here to watch your progress. Enter one, two, or all three bureau scores from the same pull – we'll highlight your middle score, which is what lenders actually use to qualify you.
| Date | Source | Score | Change |
|---|
Score trend
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The Homebuyer HQ working credit benchmark is 620. Not a lender rule. Change this if you're planning around a different number.
No scores logged yet.
personalized credit action plan
tell us what's actually on your credit. we'll tell you what I'd look at first.
Your score tells us where you are. It does not tell us what is driving the number or which move deserves your attention first.
You could spend months working on the wrong account. The plan is meant to help you stop guessing.