Lesser of need-based amount or up to 20% of sales price (BMR DALP)

this could be a fit if

• you're buying in san francisco
• you're a first-time buyer
• your credit is 640 or above
• your household income is less than $75k or $75k - $100k or over $100k
• your income is at or below 100% (varies by property) of the area median