homebuyerhq

from now to keys

the timeline

Financial check-up to closing, in seven phases.

  1. 1

    Know Your Numbers

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    Get clear on your real starting point before picking a lender, loan, grant, or price. Credit, debts, and what you can actually afford.

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  2. 2

    Build Your Cash Plan

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    Turn vague anxiety about money into a specific target and a specific gap. Then decide how you close it.

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  3. 3

    Get Lender Ready

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    Get your paperwork tight so you can compare a few lenders in one week instead of chasing one for a month.

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  4. 4

    Build Your Buying Team

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    Interview agents intentionally. Read the buyer representation agreement before you sign it.

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  5. 5

    Shop Like a Buyer

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    Tour with a system, not with your feelings. Separate ugly from expensive.

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  6. 6

    Make the Offer

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    Understand every decision inside the offer before you sign it. Anchor to comps, not emotion.

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  7. 7

    Under Contract to Keys

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    The chaotic stretch from acceptance to keys. Move on urgent deadlines, freeze your credit, and don't move money without asking.

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